Confirming your bank account is a paypal process where they will send or debit a small amount of money together with a transaction code. Once you receive or pay the money you can then enter the code on the confirmation screen in paypal. This allows paypal to confirm that you are the owner of the account and not a money launderer. If you do not set up a direct debit, they will limit how much you can purchase or receive. It is standard practise and nothing to worry about.
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